Denver Metro & Colorado · data as of Oct 23, 2026

Economic Snapshot

Interest Rates & Financing

30-Yr Fixed Mortgage 7.32%
week ending Oct 22, 2026 Freddie Mac PMMS via FRED
15-Yr Fixed Mortgage 6.68%
week ending Oct 22, 2026 Freddie Mac PMMS via FRED
10-Yr Treasury 5.13%
Oct 21, 2026 U.S. Treasury via FRED
2-Yr Treasury 4.81%
Oct 21, 2026 U.S. Treasury via FRED
SOFR 3.90%
Oct 22, 2026 NY Fed via FRED
Fed Funds Rate 3.75%
Sep 2026 Effective Fed Funds, FRED
Yield Curve (10Y–2Y) +0.31 pts normal
Oct 22, 2026 10yr–2yr spread, FRED
Mortgage – 10Yr Spread 2.19 pts financing cost over the risk-free rate
week ending Oct 22, 2026 30yr mortgage − 10yr Treasury

Inflation

U.S. CPI (YoY) 3.7% U.S. all-items inflation
12 months ending September 2026 BLS CPI-U (U.S., NSA)
Denver Metro CPI (YoY) 4.0% Denver–Aurora–Lakewood
12 months ending September 2026 BLS CPI-U (Denver metro, NSA, bi-monthly)

Labor Market

U.S. Unemployment 4.2%
September 2026 BLS (U.S., SA)
Colorado Unemployment 4.1%
September 2026 BLS LAUS (Colorado, SA)
Denver Metro Unemployment 4.6% not seasonally adjusted
August 2026 BLS LAUS (Denver metro, NSA)
Colorado Payrolls (YoY) +0.4% 2,973,800 jobs total
September 2026 BLS CES (Colorado, SA)
Denver Metro Payrolls (YoY) +0.1% 1,643,600 jobs total
September 2026 BLS CES (Denver metro, SA)

Construction & Business Formation

Metro Building Permits 620 units 517 single-family · 0 2–4 unit · 103 multifamily (5+)
Aug 2026 Census BPS (Denver metro counties)
New Business Applications +3.1% high-propensity applications, YoY
Sep 2026 Census BFS (U.S., high-propensity, SA)

Structural Context

Colorado GDP (YoY) +2.4% Colorado real GDP, YoY
2026Q2 BEA (real GDP, chained 2017$)
Denver County GDP $104.1B all-industry total
2024 BEA (Denver County, annual)
CO Per-Capita Income $90,033 Colorado, annualized
2026Q2 BEA (personal income)
Metro Median HH Income $102,339 median household income
2019–2023 ACS 5-year Census ACS (Denver metro)
Metro Median Rent $1,805/mo median gross rent
2019–2023 ACS 5-year Census ACS (Denver metro)
Metro Population 2,977,085 metro population
2019–2023 ACS 5-year Census ACS (Denver metro)

Sources: Freddie Mac PMMS, U.S. Treasury, NY Fed & Federal Reserve (via FRED); U.S. Bureau of Labor Statistics (CPI, LAUS, CES); U.S. Census Bureau (Business Formation Statistics, Building Permits Survey, American Community Survey); U.S. Bureau of Economic Analysis (regional GDP & personal income). Each figure is labeled with its reference period and source release. Data is provided for general market context, is not investment advice, and should be independently verified.

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